1,749 ViewsIt is a common occurance to become confused by the terminology and variety of home loans available to you while looking for a home loan. Find out more about the most typical forms of mortgages and see whether you qualify for any of the specialty mortgages listed below. Mortgages: Fixed-Rate vs. Adjustable-Rate With a fixed-rate mortgage, […]
1,796 ViewsKnowing how much money you need to borrow before going through the loan approval process will help you stick to a reasonable loan amount. If you want to cover an expense (e.g. appliance replacement or home repairs), it may be easier, but if you’re planning to consolidate debt or are looking to get some […]
1,670 ViewsA bank is a company whose main activity is to finance the economy through its public and private companies; like any business, it seeks to minimize its risk-taking and optimize its profitability. Alongside their own commercial requirements, the so-called “Basel III” agreements oblige financial establishments to respect a certain ratio of equity in relation […]
